That have pro mortgage lenders at every department office, regional mortgage upkeep, while the ability to implement on line or even in-individual, Westfield Financial also provides an easier way to order, generate, otherwise re-finance.
Considering to find a house? Make the most of our Secure & Shop program! Once you’ve already been prequalified, you get an endorsement page one claims your interest rate having 30 days so you can store with full confidence. Begin now! Click here to apply on line, or call any of our very own useful Home mortgage Officers found below.
Special apps to possess veterans, very first responders and you can first-time homebuyers. Make sure to ask all of us how we helps you rating a beneficial price and you may save very well settlement costs!
At the Westfield Lender, we’ll feel to you each step of one’s treatment for make certain an instant, effortless, and you may worry-100 % free experience. Acceptance family!
Financial Products
- Fixed-Speed
- Varying Price
- First-Big date Homeowners
- Structure & Belongings Finance
- Financial support Funds
- Basic Responders & Experts
Fixed-Rate Mortgages
Having fixed pricing and conditions, Fixed-Rates Mortgage loans offer the comfort from a fixed month-to-month fee into lifetime of the borrowed funds. Fixed-Rate Mortgage loans can be used for number one otherwise secondary homes.
Varying Price Mortgage loans
Built to offer customers with straight down monthly installments, Varying Rates Mortgages has actually interest levels that are fixed to possess an enthusiastic first title after which adjusted occasionally after that. Readily available for top or second houses, we provide a variety of changeable price words.
First-Go out Homebuyers Programs
Seeking very first family? Westfield Bank will provide you with the flexibleness to apply for a home mortgage on the web, yourself, otherwise both. That is a. Immediately, we’re as well as providing very first-day homebuyers $five-hundred from settlement costs. That is greatest!
Offering low-down repayments and you may special financial support conditions, our very own First-Big date Homebuyer Software are designed to generate buying your earliest household simpler and much more affordable. To possess a limited go out, our company is to make you to definitely first domestic buy simpler by stretching a good $five-hundred lender credit for the settlement costs toward people approved mortgage when you use having Westfield Bank.
*Borrower gets a great $five-hundred bank credit towards the closing costs at the closure. At the mercy of underwriting and you will loan approval. Assets need to be based in Massachusetts otherwise Connecticut. Refinances of current Westfield Loans are not eligible. Is with most other also provides. Provide could be rescinded any time.
Framework Fund
Strengthening a home is a complicated techniques. We assist you every step of your solution to build your framework resource experience since the be concerned-100 % free that you could-out-of beginning to completing nails.
- You to degree and another closure
- Interest-just payments through the several-times design period
- Fixed-price or changeable rate home loan solutions
Homes Fund
Discovered just the right place to make your new home? With an area Loan out of Westfield Lender, you might money the purchase of land to create towards. Limit mortgage-to-worth (LTV) is 80% with attention-only money for a few years.
Money Loans
Looking to purchase home due to the fact a good investment? All of our Money Financing are an easy way to invest in non-proprietor occupied residential properties.
Energetic military, veterans, and you can earliest responders, you make the organizations ideal. Therefore, we are providing you with $five hundred out-of settlement costs and then make their home loan sense best.
Westfield Bank appreciates the service and you will sacrifice your region’s uniformed solution professionals, out of effective and you may resigned armed forces servicepeople so you can cops, firefighters, and EMTs. For this reason we are stretching an effective $five hundred lender borrowing from the bank to the home loan settlement costs.
*Debtor will receive good $500 financial borrowing toward closing costs at closing. Subject to underwriting and you may financing https://servicecashadvance.com/installment-loans-hi/ recognition. Assets need to be based in Massachusetts otherwise Connecticut. Refinances off most recent Westfield Bank loans commonly qualified. Promote is rescinded any moment.